ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PENGADOPSIAN INTERNET BANKING

This study presents an extended technology acceptance model that integrates innovation diffusion theory to investigate what determine to acceptance internet banking. This paper model the factors relationships such as perceived usefulness, perceived ease of use, perceived enjoyment, security and priv...

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Bibliographic Details
Main Authors: , Gusti Riza Rahman, , Arief Surya Irawan SE, M.Com
Format: Theses and Dissertations NonPeerReviewed
Published: [Yogyakarta] : Universitas Gadjah Mada 2012
Subjects:
ETD
Online Access:https://repository.ugm.ac.id/97779/
http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=54119
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Institution: Universitas Gadjah Mada
Description
Summary:This study presents an extended technology acceptance model that integrates innovation diffusion theory to investigate what determine to acceptance internet banking. This paper model the factors relationships such as perceived usefulness, perceived ease of use, perceived enjoyment, security and privacy, subjective norms, perceived behavioral control, and intention to adopt Internet Banking. The proposed model was empirically tested using data collected from a survey of internet banking applicant. Empirical data from regression analysis reflects that perceived usefulness and perceived enjoyment have positive influence to intention to adopt. The majority of positive relationship between perceived usefulness, subjective norms, and intention to adopt are supported by empirical data. Results also reveal that subjective norms influence perceived usefulness which affects intention to adoption internet banking. The paper concludes some important implications for the Practitioners.