Financial inclusion and bank risk-taking: the effect of information sharing

• المؤلفون الرئيسيون: Marcelin, I., Sun, W., Teclezion, M., Junarsin, Eddy
• التنسيق: مقال PeerReviewed
• اللغة: English
• منشور في: Elsevier 2022
• الموضوعات: Banking Finance and Investment; Economics and Business
• الوصول للمادة أونلاين: https://repository.ugm.ac.id/284255/1/Junarsin-2_EB.pdf; https://repository.ugm.ac.id/284255/; https://www.elsevier.com/locate/frl; https://doi.org/10.1016/j.frl.2022.103182

We explore how information-sharing and financial inclusion influence bank risk in 84 countries from 1996 to 2020. Results show that greater information-sharing and financial inclusion lessen bank risk levels. The average bank’s Z-score increases by 3.51–9.09%, attributable to enhanced information-s...