發送短信

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  ____     |  ___|| |      \\  \ \\/ //     ___   
 |    \\   | ||__   |  --  //   \ ` //     /   || 
 | [] ||   | ||__   |  --  \\    | ||     | [] || 
 |  __//   |_____|| |______//    |_||      \__ || 
 |_|`-`    `-----`  `------`     `-`'       -|_|| 
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發送短信 : A case study of microfinance institutions in China and Bangladesh