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__    __    _____    _____       ___      _  _   
\ \\ / //  |  ___|| |  __ \\    / _ \\   | \| || 
 \ \/ //   | ||__   | |  \ ||  | / \ ||  |  ' || 
  \  //    | ||__   | |__/ ||  | \_/ ||  | .  || 
   \//     |_____|| |_____//    \___//   |_|\_|| 
    `      `-----`   -----`     `---`    `-` -`

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發送短信 : Perilaku Bank dan Debitur di Pasar Kredit Bank Pasca Krisis Moneter di Indonesia