PELAKSANAAN PERJANJIAN KREDIT UNTUK USAHA KECIL DAN MENENGAH PADA BANK PEMBANGUNAN DAERAH (BPD) JAWA TIMUR KANTOR CABANG PACITAN
This research aims to answer the problems concerning default forms done by client on the implementation of credit agreement for small and middle business on BPD at East Java of Pacitan Branch Office and default settlement on the implementation of credit agreement for small and middle business on BPD...
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| Main Authors: | , |
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| Format: | Theses and Dissertations NonPeerReviewed |
| Published: |
[Yogyakarta] : Universitas Gadjah Mada
2014
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| Subjects: | |
| Online Access: | https://repository.ugm.ac.id/134492/ http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=77141 |
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| Summary: | This research aims to answer the problems concerning default forms done
by client on the implementation of credit agreement for small and middle business
on BPD at East Java of Pacitan Branch Office and default settlement on the
implementation of credit agreement for small and middle business on BPD at East
Java of Pacitan Branch Office.
This research character is Juridical Empiric and carried out in Pacitan with
purposive sampling method, with research respondent that is Section Chief of
Credit for Small and Middle Business and Section Assistant of Credit on BPD
Bank at East Java of Pacitan Branch Office. With using interview guidelines in
semi structured form.
This research result shown that default form conducted by the client in the
implementation of credit agreement for small and middle business on BPD at East
Java of Pacitan Branch Office is because of the client unable to pay the monthly
installment payment to the Bank party. And moreover some clients purposely did
not pay the installment even though able to pay the installment payment actually.
Default settlement in the credit agreement of small and middle business on
BPD at East Java taken on non-litigation way that is agreed deliberation through
Rescheduling, Reconditioning, and Restructuring line, because this methods gives
efficiency and effectiveness for both parties that is creditor and debtor. If after
implemented troubled credit settlement through non-litigation lines, but it is still
unsuccessful settled internally thus BPD at East Java of Pacitan Branch Office
party ceded the settlement to PUPN (National Credit Management Committee).
Keywords: Credit agreement, Default |
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