PENYELESAIAN KREDIT BERMASALAH TERHADAP PEMBERIAN KREDIT BAGI PEGAWAI NEGERI SIPIL DI PD. BANK PERKREDITAN RAKYAT BANK JOGJA KOTA YOGYAKARTA
The purpose of this research was to determine the forms of credit crunch happened and to investigate the process of resolution of problem loans and also the constraints typically encountered in terms of resolution of problem loans particularly employees who use a credit Decree of the Civil Service i...
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| Main Authors: | , |
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| Format: | Theses and Dissertations NonPeerReviewed |
| Published: |
[Yogyakarta] : Universitas Gadjah Mada
2014
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| Subjects: | |
| Online Access: | https://repository.ugm.ac.id/133885/ http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=74771 |
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| Summary: | The purpose of this research was to determine the forms of credit crunch
happened and to investigate the process of resolution of problem loans and also
the constraints typically encountered in terms of resolution of problem loans
particularly employees who use a credit Decree of the Civil Service in PD. BPR
Bank Jogja.
This research is an empirical juridical, descriptive analytical research reports. The
data required in this research is primary data and secondary data. Secondary data
collection tool is the research of documents, while for primary data collection
using a non random with the type of purposive sampling. The method of data
analysis in this research is a qualitative analysis method is a procedure for
research that produces descriptive data analysis.
The results of this research are: (1). There are three forms of non-performing
loans, the first, non-performing loans classified as substandard, second, nonperforming
loans classified as doubtful, third, non-performing loans classified as
Loss (2). Troubled debt settlement process is done by consistently charging as
well as through other non-litigation efforts ssperti rescheduling, restructuring and
reconditioning remove the book. (3). Constraints are often encountered in the field
due to two factors, namely, first, the internal factors include the reluctance of
banks to carry out the execution of collateral and loan initiation errors early, the
two factors of self faktorinternal the debtor, among other payment sources are
insufficient, not good faith of the debtor , abuse of authority by the treasurer
salary.
Keywords: Collectible loans, nonperforming loans, troubled debt settlement
process |
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