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  _____     ______    _  __    ______            
 |__  //   /_   _//  | |/ //  /_   _//   ____    
   / //     -| ||-   | ' //    -| ||-   |    \\  
  / //__    _| ||_   | . \\    _| ||_   | [] ||  
 /_____||  /_____//  |_|\_\\  /_____//  |  __//  
 `-----`   `-----`   `-` --`  `-----`   |_|`-`   
                                        `-`

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發送短信 : CREDIT SCORING ADAPTIF MENGGUNAKAN KERNEL LEARNING METHODS