Text this: CREDIT SCORING ADAPTIF MENGGUNAKAN KERNEL LEARNING METHODS

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| '--' ||  | ||__   / //---`' | || | || | || | || 
| .--. ||  | ||__   \ \\___   | \\_/ || | \\_/ || 
|_|| |_||  |_____||  \_____||  \____//   \____//  
`-`  `-`   `-----`    `----`    `---`     `---`