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__    __     ___               _    _    _    _   
\ \\ / //   / _ \\      ___   | || | || | \  / || 
 \ \/ //   / //\ \\    /   || | || | || |  \/  || 
  \  //   |  ___  ||  | [] || | \\_/ || | .  . || 
   \//    |_||  |_||   \__ ||  \____//  |_|\/|_|| 
    `     `-`   `-`     -|_||   `---`   `-`  `-`  
                         `-`

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Text this: PENENTUAN PREMI STASIONER DAN EFISIENSI PREMI BERDASARKAN DISTRIBUSI STASIONER PADA BONUS-MALUS SYSTEM (BMS)